Local Lenders

Commercial National and Brady National are old fashioned banks in that they do not generally repackage their loans and sell them.  They charge very little in closing costs.

Commercial National Bank
P.O. Box  591, Brady TX 76825
325 597-2961     fax 325 597-0122     email  cnbbrady@centex.net

Brady National Bank
P.O. Box 111
101 South Blackburn, Brady TX 76825
325 597-2104

First American Bank is a local branch of a large full service lending institution.  They offer a wider array of loan products than do the two local banks above and usually will make loans at a lower interest rate and will require a smaller down payment.  Pre-Qualification applications can be filled out and submitted on line at First American's website:  mortgage lending    Closing costs will be higher than at the two local banks.
First American Bank
1109 S. Bridge, Brady TX 76825
325 597-2169

CNB "Ranch and Rural Lending" specializes in the long term financing of ranch and recreational properties.  I have found that dealing with CNB is fast and easy.

CNB "Ranch and Rural Lending"
P.O. Box 591, 
San Angelo, TX  76902
800-588-6714     Fax:  325-658-1539     website    www.cnbranchlending.com

Mason National Bank is located in the neighboring county but does have enough knowledge of the McCulloch County market area to make loans in this county and of course in Mason County.

Mason National Bank
111 Westmoreland, Mason TX 76856

325 347-5911     fax  325 347-6103

Here are two new lenders in this area.  The promise to be very competitive with the area's established institutions and are in business to make a variety of types of loans including the purchase of rural land for recreational purposes.

First Ag Credit
325 597-2167        website      www.agmoney.com

Capital Farm Credit
431 Ft. McKavett Street
Mason TX 76856-0110
Toll-Free 877 959-5500     325 347-6653     FAX 325 347-5311
website     www.capitalfarmcredit.com

Federal Land Bank Association of Brady       www.bradylandbank.com
P.O. Box 1231, Brady TX 76825
325 597-2252     fax 325 597-2983

Federal Land Bank Association of Texas        www.flbatexas.com/

Brady Mortgage     325 597-2658     118 East 2nd, Brady

Abilene Mortgage     325 597-6303

Here are some links to web sites that I have communicated with and have
stated that they are willing to make home loans in this area including small
dollar amount loans and loans to those with less than perfect credit.

Out of area lenders